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Household savings ratio

Share of household disposable income that is saved rather than spent — a gauge of household financial caution and resilience.

9.0 %
+0.3pp vs 2026-Q1

As of 2026-Q2

Historical trend

Trend summary

Household savings ratio was 9.0% in 2026-Q2, up from 8.7% in 2026-Q1.

Trend

  • Over the available record (1963-Q1–2026-Q2), it has ranged from 3.5% in 2022-Q2 to 27% in 2020-Q2.
  • The latest reading is below the record average of 9.4%.

Generated from the published series — describes direction, magnitude and range only, with no editorial judgement or forecasts.

About this indicator

Source
ONS
Update frequency
Quarterly
Last updated
9 October 2026
Next update
9 January 2027
Licence
OGL v3
Direction
↑ Rising

Statistics

Latest
9.0%
Period high
9.8%
Period low
8.7%
Period average
9.2%